### Calculators

#### Cash Flow

- How does inflation impact my standard of living?
- How long will my money last with systematic withdrawals?
- How much am I spending?
- How much do I need for emergencies?
- Should I pay down debt or invest my monthly surplus?
- Should my spouse enter the work force?
- What is my current cash flow?
- What is my current net worth?
- What is my projected cash flow?
- What is my projected net worth?
- What is the value of reducing, postponing or foregoing expenses?

#### College

- How much should I be saving for college?
- Should I live at home, on campus, or off campus?
- What are the advantages of a 529 college savings plan?
- What are the advantages of the Coverdell ESA?
- What are the payments on a parental (PLUS) loan?
- What is the value of a college education?
- Will I be able to pay back my student loans?

#### Credit

- Should I lease or purchase an auto?
- How long until my loan is paid off?
- How long will it take to pay off my credit card(s)?
- Re-structuring debts for accelerated payoff
- Should I consolidate my personal debt into a new loan?
- Should I pay off debts or invest?
- What is the balance on my loan?
- What is the impact of making extra payments on my loan?
- What would my loan payments be?
- Which is better: cash up front or payments over time?

#### Home & Mortgage

- Adjustable Rate Mortgage Calculator
- Compare a No-Cost Versus Traditional Mortgage
- Comparing Mortgage Terms
- Comprehensive Mortgage Calculator
- How much home can I afford?
- Should I convert to a bi-weekly payment schedule?
- Should I pay discount points for a lower interest rate?
- Should I refinance my mortgage?
- Should I rent or buy a home?
- Should I take out a fixed or adjustable rate mortgage?
- What are the tax savings generated by my mortgage?

#### Insurance

- How long will my current life insurance proceeds last?
- How much disability income do I need?
- How much life insurance do I need?
- How much will I earn in my lifetime?
- What are my chances of becoming disabled?
- What are my long-term care needs?
- What are my needs for burial and final expenses?
- What are the tax advantages of an annuity?
- What is my life expectancy?
- What is the future value of an annuity?

#### Investments

- Certificate of Deposit (CD) Analyzer
- Compare Taxable Versus Tax-Free Investment Return
- How should I allocate my assets?
- Taxable vs. Tax-Deferred Savings
- What is my risk tolerance?
- What is the dividend yield on a stock?
- What is the long-term impact of increased investment return?
- What is the return on my real estate investment?
- What is the value of a bond?
- What is the value of a call or put option?
- What is the value of compound interest?

#### Paycheck & Benefits

- Convert My Hourly Wage To An Equivalent Annual Salary
- Convert My Salary To An Equivalent Hourly Wage
- How Much Will My Company Bonus Net After Taxes?
- How Will Payroll Adjustments Affect My Take-Home Pay?
- Should I Exercise My 'In-The-Money' Stock Options?
- What Is The Future Value Of My Employee Stock Options?
- What Is The Impact Of Increasing My 401(k) Contribution?
- What May My 401(k) Be Worth?

#### Qualified Plans

- Evaluate My Company Pension Payout Options
- How Do I Maximize My Employer 401(k) Match?
- How Much Can I Contribute To An IRA?
- How Much Retirement Income May My IRA Provide?
- Self-Employed Retirement Plan Maximum Contribution Calculator
- Should I Convert To A Roth IRA?
- What Are My Lump Sum Distribution Options?
- What Is My Current Year Required Minimum Distribution?
- What Is My Projected Required Minimum Distribution?
- What Is The Impact Of Borrowing From My 401(k) Plan?
- What Is The Impact Of Early Withdrawal From My 401(k)?
- What Will My Qualified Plan(s) Be Worth At Retirement?

#### Retirement

- Are My Current Retirement Savings Sufficient?
- Compare the Roth 401(k) to a Traditional 401(k)
- How Does Inflation Impact My Retirement Income Needs?
- How Much Retirement Income May My 401(k) Provide?
- How Much Will I Need To Save For Retirement?
- How Will Retirement Impact My Living Expenses?
- I'm Retired, How Long Will My Savings Last?
- Should I Convert Discretionary Expenses To Savings?
- Social Security Retirement Income Estimator
- When Should I Begin Saving For Retirement?

#### Saving

- Becoming A Millionaire
- Calculate Rate Of Return
- How Do Taxes and Inflation Impact My Investment Return?
- How Long Until My Savings Reach My Goal?
- How Long Will It Take To Double My Savings?
- How Much Should I Save to Reach My Goal?
- Income Generated By A Savings Plan
- Save Now vs. Save Later
- What Could My Current Savings Grow To?
- What Is The Effective Annual Yield On My Investment?

#### Taxation

- Capital Gains (and Losses) Tax Estimator
- Compare Taxable, Tax-Deferred and Tax-Free Investment Growth
- Federal Income Tax Estimator
- How much of my Social Security benefit might be taxable?
- How much self-employment tax will I pay?
- Should I adjust my payroll withholdings?
- Should I itemize or take the standard deduction?
- What are the tax implications of paying interest
- What is my potential estate tax liability?
- Will my investment interest be deductible?